Posts Categorized: Savings

More Debt Than Savings? Here’s How To Flip It Around

pay-down-debt-and-save-piggy-bank

Americans continue to struggle to pay down debt and save money. According to a Bankrate survey, 24% of Americans have more credit card debt than they do savings. Another 16% don’t have credit card debt but have no savings, either. Add these together and a total of 40% of Americans surveyed are at risk inread more

9 Ways to Save on Your Energy Bill

You may not realize it, but utility bills can make up a significant portion of your budget. According to the EPA’s Energy Star program, the average household spends $2,200 a year on energy costs, with about half that amount from cooling and heating bills. There are ways to save on your utility bills, with just aread more

IRS Increases Retirement Contribution Limits

When the cost of living increases, consumers saving for retirement have to plan accordingly. The IRS announced an increase in the maximum contribution limits for IRAs and 401(k) plans for the first time since 2008. Now saving savvy consumers will be able to sock away a little extra for their nest eggs. Currently, consumers canread more

Younger Generations Learning Retirement Savings Lessons Early

When it comes to saving for retirement, many Americans have adopted an “abandon all hope” fatalistic perspective. With so many struggling to find jobs and just pay their bills, retirement is not always a top priority. And then there is always the argument that Social Security won’t be around for younger generations. But despite theread more