After dealing with the astronomical costs of a wedding, many couples face a slew of financial decisions they’ll make together. Many of those depend on credit, which is one of the financial issues to talk about before marriage. While getting married can impact credit, changes might not happen in the ways you think. Before you panicread more
If you can’t pay your taxes, the IRS might not be your only problem. While taxes and credit often don’t overlap, the potential is there for the former to affect the latter. Unfortunately, it’s usually bad news when this happens, and some common tax issues can cause a massive drop in your credit score. Here are differentread more
If you take your credit score seriously, you’re probably well aware that late payments and high balances can hurt your score. But you might be surprised how your credit can be affected by other seemingly-harmless cases. Watch out for these sneaky ways your credit score can drop when you least expect it. 1. Inactive creditread more
Credit reports and credit scores are an important part of your financial history. While they may sound synonymous and the information on each is closely related, there are many differences between the two. Before you use these terms interchangeably, here are the important distinctions between a credit report and a credit score. What’s a creditread more
Many blogs discuss the difference between a good and a bad credit score. But what about going from a good score to an excellent or even perfect credit score? A “perfect” FICO credit score of 850 points might be nearly impossible to obtain, but moving above 800 may be nearly as good. Credit scores thisread more