Monthly Archives: February 2013

5 Reasons to Check Your Statements Every Month


Many of us rush to pay credit card bills and get the task over with as fast as possible. We simply check the amount due, send in payment, and we’re done. Bank statements might not get a look at all, heading straight for the filing cabinet instead. While you might not realize it, checking yourread more

Credit Report vs Credit Score: What’s the Difference?


Credit reports and credit scores are an important part of your financial history. While they may sound synonymous and the information on each is closely related, there are many differences between the two. Before you use these terms interchangeably, here are the important distinctions between a credit report and a credit score. What’s a creditread more

How to Get a Loan with Bad Credit


Trying to get a loan with bad credit can be tough or even impossible. Lenders view these types of borrowers as riskier and extend less than ideal terms, if they’re even willing to offer a loan a all. Because of this, borrowers with bad credit may be better off working on improving their score first. But ifread more

7 Tips for Paying Off Student Loans Faster


Paying the minimum on student loans often means being stuck in debt for a decade or longer. Federal student loans start with a 10-year term, which can be extended even longer with consolidation. Interest adds up when repaying student loans for this long, never mind the hassle of dealing with bills and sacrificing other financial goalsread more