Monthly Archives: December 2012

9 Ways to Save on Your Energy Bill

You may not realize it, but utility bills can make up a significant portion of your budget. According to the EPA’s Energy Star program, the average household spends $2,200 a year on energy costs, with about half thatĀ amount from cooling and heating bills. There are ways to save on your utility bills, with just aread more

6 Improved Financial Resolutions for 2013

With another new year, it’s time for another round of resolutions. You may have money on your mind again along with standard resolutions like “save more,” “spend less,” and “pay off debt” all on the to-do list for 2013. While these are all good goals, they’re not very specific or exciting, decreasing the chances forread more

7 Ways to Pay for College Without Student Loan Debt

According to The College Board, private, four-year colleges cost more than $28,500 on average based on published tuition and fees. When some or all of this cost is covered by student loans, graduates face the struggle to find a job and then may spend years paying their debt. But taking out loans for college isn’tread more

How to Switch Banks in 6 Steps

Many consider switching banks, but few who want to actually do. According to a recent survey by Consumers Union, more than half of those who wanted to change banks gave up before completing the process. Top reasons for failing to make the switch included the trouble of changing automatic payments and deposits along with theread more

6 Reasons to Co-Sign Loans with Caution

Co-signing for a loan means putting much more than just your signature on the line. It’s moreĀ like betting on a horse race, except you’re gambling on whether your friend or family member will repay a loan. Unlike placing a real wager, there’s almost nothing to gain but there’s certainly money to lose if they don’tread more