Monthly Archives: July 2012

12 Million Americans Depend on Payday Loans to Make Ends Meet

Maybe you have unexpected medical bills or car repairs, but there is just no room in the budget for those expenses. Ideally, these scenarios would call for a dip into the savings account, but in this economy, many Americans can only shake their heads and say, “Savings? What savings?” When funds come up short, 12read more

How Do Your Personal Finances Fit into Economic Outlook

From home prices to consumer confidence, the monthly economic indicators were released today. These indicators help consumers gauge the economic environment and how their personal finances and the overall strength of their credit score fit into the big picture. The Chicago Purchasing Managers Index (PMI) measures acquisition of goods and service and gives an peekread more

How to Make Credit Cards Work For You

We constantly hear the horror stories from credit card users: huge piles of debt, massive interest rates, and no end in sight. But is using plastic really all bad? While it’s true that many Americans have been caught up in consumer debt due to their credit cards, there are plenty of people who take advantageread more

Don’t Let Student Loans Kill Your Credit Score

Going to college can bring about a whirlwind of changes and new obligations – balancing academic deadlines, social obligations, new-found independence, and learning to live on a budget. It’s a lot to learn in a short period of time. And it all comes at a hefty price tag for which millions of college students accrueread more