Monthly Archives: March 2012

7 Dangerous habits of credit card users

Credit cards, when used wisely, can be a beneficial way to pay for purchases and even a helpful way to manage your finances. But when they’re abused, they can become money pits. A hole of crippling debt of which escape becomes increasingly difficult the deeper you find yourself. But among some of the ways toread more

15 Blog Posts with Tips to Avoid Wasting Money

Money is tough to hold on to for many people, especially when you have extra cash and see something that you want but really do not need. Money tends to burn a hole in your pocket if you keep cash on you all of the time. One of the best ways to cut down onread more

Learn how to negotiate anything

Everything is negotiable. The sooner you learn this, the better off you will be in your personal (and business) finances. But not everyone has a knack for negotiating. It’s a skill, a difficult one, that can be learned, taught, and must be practiced. And whether or not you work in sales or are simply lookingread more

Does America save enough?

It has recently been reported that a majority of American workers (60%) have less than $25,000 in personal savings – including retirement funds. Last summer, a survey by the National Foundation for Credit Counseling found that 64% of Americans don’t even have enough cash on hand to handle a $1,000 emergency expense. Too many areread more

Frugal guide to cooking at home

Cooking at home has obvious advantages for your budget. But not only is it less expensive than eating out, but it’s better for your health and if you get good at it, tastier. That doesn’t mean you have to become a 5-star caliber chef, it’s a simple reminder that you can cook to your ownread more