Monthly Archives: January 2011

Is There Such A Thing As Good Debt?

Good debt or bad debt?

Talk show host and debt guru Dave Ramsey says that there is no such thing as good debt. He constantly tells his audience that all debt is bad debt. But, many other financial experts feel that there is such a thing as good debt when used in the right way for a few select purchases.read more

Which Credit Card Rewards Do Consumers Like The Best?

airplane takeoff from the runway

Credit card rewards are all the rage in the industry now. It seems like every credit card company offers some type of incentive to use their credit card over another one. Whether it is by giving customers airline frequent flyer miles, reward points, cash back, money off a new car, or some other incentive, theread more

Final Credit Score Factors: Types of Credit and New Credit

We’ve been looking a little more closely at the factors that make up a credit score recently. So far, we’ve addressed the following: Length of credit history Payment history Credit utilization Together, these three factors account for 80% of your FICO score. The final 20% of your score consists of two different factors, weighed atread more

What are the Top-Earning Entry-Level Jobs?

Do college students choose their major in college based on their life long dreams or by which jobs will earn them the most money after graduating? Some students still follow their dreams, but for many college students, following your dreams is not always the driving factor in choosing a college major or profession after graduating.read more

How To Dispute Credit Report Errors

You should request a copy of your credit report once per year. You can request one copy of your credit report from each of the three main American credit bureaus for free. While these copies of your credit report will not provide you with your credit score, they will allow you to see credit reportread more