Every year around this time, we reflect back and think of some ways to improve ourselves. New year’s resolutions, we call them. And in this tough time, many families are finding it difficult to make ends meet, which means a large part of the focus will be on being better with money. But because (every year) there are a number of articles with many great suggestions, instead of cluttering up our site (and the internet) we decided to go out and find our 10 favorites on the topic. We hope at least one of these will help you achieve your goal to financial flexibility. Happy New Year!
8 Frugal Foodie new year’s resolutions – My personal favorite article this year as one of the easiest ways to save a few bucks (on a regular basis) is through your eating habits. Moreover, the list isn’t focused on sacrifices, but rather some tips that will not only save you some money, but will also enhance your eating experiences.
Earn money for your new year’s resolution – This may be more difficult than it sounds, but if you find yourself short on funds yet and abundance of free time, this is probably the FIRST thing you should do. A penny saved is a penny earned, but a penny earned is a penny earned too…
5 simple financial pre-resolutions – What I love about this article is that it really focuses on the one thing that causes people to fail to achieve their financial goals (or resolutions): planning. Get short-term and long-term savings accounts and plan every money spending action you take and the rest will fall into place.
New Year’s resolution: Extreme cheapskate? – This article is a bit of a different look at the popular resolution of being frugal. Instead of focusing on specific ideas for how to do so (there’s plenty of articles on this) Leah Ingram instead reminds us of the definitions and differences between being frugal and being a cheapskate or spendtrhift. This perspective is a great way to help you find the right kind of balance for your financial resolutions. Love it!
Do you make New Year’s resolutions? Any Frugality based ones? – Another refreshingly different perspective on the issue. This author rejects the notion of resolutions for the new year. She finds them to be “too restrictive”. Instead she’s chosen to focus on setting financial “goals” as they allow for more flexibility. I couldn’t agree more…too many times I have set a resolution for myself and once I stray from it, I use that as an excuse to toss the entire resolution out as a failure. I won’t be doing that this year…(fingers crossed)
12 financial new Year’s resolutions for 2010 – Saving money isn’t just about buying less or even taking the time to find better deals. Sure they’re important too, but sometimes just getting your life in order will give you clarity and allow you to be more efficient with your cash flow. That’s what this article focuses on more than the others…so don’t skip it.
10 resolutions from a frugalosopher – These 10 VERY SPECIFIC resolutions are a great place to start if you’re having trouble finding ideas of where to cut back on spending. I particularly like the last one which is a reminder that being frugal doesn’t mean being cheap.
Financial fitness resolutions for 2012 – This article isn’t just about being frugal when it comes to spending, but also having a financial plan for yourself. Set long and short term goals and what to do with the extra money you’re saving this year. Another great read!
Best way to keep new years resolution to save money, is to save energy – I included this article because two years ago, I focused on this. I invested in energy efficient upgrades for my home, got rid of a second car, and took the bus to work. My savings were incredible. There may (in fact) be no better way to be frugal…
Frugal New Year’s resolutions – Lots of people make a resolution to “save money”, but they give little thought as to how. This article reminds its readers of some specific ways to accomplish the goal that they can actually apply to their spending habits.